A simple and secure way to pay...
No deposit
Quick and simple
6 months interest free*
$2,000 credit shop anytime
Low and easy monthly payments
I want zipMoney
Simple Application3 minutes to complete
Buy InstantlyGet your goods today
More time to payRelax and enjoy
Get Pre Approved Apply at Checkout
A decision in seconds
Buy more of what you want, and have more time to pay

Fees and charges
No deposit required today
Pay NO INTEREST for 6 MONTHS on any purchases above $250
All other purchases (under $250) enjoy 3 months interest free
Minimum monthly repayment of $40 per month
or 3% of balance (whichever greater)
An one-time sign-up fee of $20 (added to your balance)
A small monthly admin fee of $4.95, only if there is a balance owing

Safety and security
Enjoy buyer protection on all purchases made using zipMoney
No credit card numbers. No worries!
We employ the same encryption as the big banks
We have partnered with global leaders in fraud prevention
who count PayPal and eBay as clients

Important Notice
Available to approved applicants only. Minimum monthly payments of $40 or 3% of the outstanding balance (whichever is greater) are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 23.90%. An establishment fee of $20 applies to your account. A monthly account service fee of $4.95 is applicable while there is a balance outstanding. Lending criteria, terms, conditions, fees and charges apply and are available on application. Credit is provided by zipMoney Pty Ltd (ABN 58 164 440 993), Australian Credit Licence number 441878. Visit www.zipmoney.com.au to learn more about zipMoney.

You must be an Australian resident, 18 years or over and have a job to apply.